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Future Health






Understanding Your Policy in College

December 14, 2021 

Anything could happen, especially when you are at your home away from home. Being away at college can be tough, with many changes all happening at once. One of the things to keep on top of, is your insurance policy. Now, I know that insurance isn’t always a college student's priority, but it really should be. Think about it, if you get sick, injured and/or want to go study abroad, you will need to make sure you are fully covered. 

 

College is the time where you learn to be on your own, that includes your insurance. Insurance during your college years would help cover you for doctor visits, injuries, and any other illnesses that could happen. Look at this past year with Covid-19, no one would have expected it to happen but it did. Students from all over, including outside the United States, need to make sure they have all the resources they need to have a safe college experience. 

 

Insurance is critical for everyday life, whether you realize it or not. Understandably, your education should be at the front of your mind, but so should your daily life coverage. Check out your policy and what it includes. Look at all the benefits that are included and any additional costs. If you are an athlete, make sure you have coverage for physical therapy, annual physical exams, and any unexpected injuries. For those who struggle with mental illness, especially nowadays, it’s important to make sure you are covered for annual checkups, therapy/counseling and any medications necessary. 

 

For example, during my college years, I dealt with mental health problems. I utilized my insurance policy to the fullest extent; I continued to see a therapist, get the necessary medications, and was able to see a doctor whenever I needed. I used all the benefits to my advantage. 

 

It’s the little things that matter. Those are just a few things to think about when planning your college years. Take advantage of the resources given to you. Remember, anything could happen, and it’s better to be safe than sorry.